Seller's preferred lender is offering a 1% credit of the loan amount toward buyer's closing costs. Welcome to this beautifully updated home in the highly sought-after Belmont Lakes community. This solid concrete block residence offers a bright, open floor plan with 3 spacious bedrooms and 2 full bathrooms, designed for both comfort and functionality. The interior features quartz countertops, stainless steel appliances, and luxury vinyl plank flooring throughout the main living areas, creating a modern and cohesive feel. Recent updates include a new HVAC system and a roof replaced in 2022, providing added peace of mind. The open-concept living and dining spaces are ideal for entertaining, while the fully fenced backyard offers privacy and plenty of room to enjoy outdoor living. Conveniently located just minutes from the beach, UNF, the St. Johns Town Center, and major highways, this home combines location, updates, and value in one exceptional opportunity.