This home qualifies for up to $35,000 in First-Time Homebuyer assistance money you can use for your down-payment, closing costs, buying down the interest rate, or lowering the cost of the home for as long as you own and live in the home -- Conditions Apply Don't miss this great opportunity to own your own home. What a gem. It's nestled under towering oaks. It's near downtown Palatka. And, commuting is easy with quick access to Jacksonville, St. Augustine, and Gainesville. The home is freshly painted, metal roof replaced 2020, HVAC 2010, range to be replaced by closing, hot water heater 2022, 10'x10' shed 2025, mostly fenced back yard, shade trees help keep ac bills low, tile floors, inside washer/dryer hookups. Laurel St and many other streets are being newly paved with new curbs, sidewalks, and sod. CALL NOW to see if you qualify for up to $35,000 in First Time Home Buyer Assistance!