2-1 RATE BUYDOWN WITH ACCEPTED OFFER! Move-in ready—enjoy LOWER MONTHLY PAYMENTS with no builder wait! Experience luxury living in this thoughtfully designed 5BR/4BA Toll Brothers Saratoga Craftsman in Bartram Ranch—zoned for top-rated St. Johns County schools and no CDD fees! Enjoy a 3-car garage, natural gas, and a pool-sized backyard perfect for future outdoor living. The main level features a private guest suite with full bath, dedicated office, and spacious primary suite with dual walk-in closets, spa-style bath, and walk-in shower. The gourmet kitchen includes a gas cooktop, quartz countertops, oversized island, walk-in pantry, and upgraded cabinetry. Upstairs offers 3 bedrooms, 2 full baths, and a large loft ideal for media or flex space. Extras: open stair railing, Craftsman trim, under-stair storage, and a whole-home water softener. Bartram Ranch includes resort-style amenities—clubhouse, fitness center, pool, dog park, playground, and more.