RARE OPPORTUNITY: 2.5% VA ASSUMABLE LOAN AVAILABLE TO ANYONE..approval via PennyMac Financial. Beautifully remodeled, move-in-ready home located on a quiet cul-de-sac in Jacksonville's highly desirable Mandarin area. This residence showcases exceptional pride of ownership with thoughtful upgrades throughout, offering both modern style and long-term peace of mind. The updated interior features a renovated kitchen with custom soft-close cabinetry, elegant quartz countertops, and contemporary finishes. The main living areas are enhanced with new 22mm wide-plank luxury vinyl plank flooring, while the upper level is finished with brand-new carpet for added comfort. Downstairs living spaces are complemented by plantation shutters, along with newly installed French doors and a new sliding glass door that open to a private backyard retreat. Enjoy true Florida living year-round with a salt-cell pool, ideal for relaxing or entertaining. Major systems have been recently updated, including a new Hayward Salt Cell System for pool. 2024 HVAC system and air handler and a new 2025 water heater, Roof 2020, Private well and city water source, separate Well for lawn irrigation, wood privacy fence installed 2025, new garage door powerhead with keypad installed 2025. The property also has an active termite bound that could be transferred. Conveniently located near shopping, dining, commuter routes, and top-rated schools, this home delivers style, functionality, location, and a standout financing advantage. (Price of $439K is firm due to appraisal, please qualify for viewing)