** Seller is offering to pay $10K towards buyer's closing costs/rate buydown with an acceptable offer!!! *** Welcome to this beautifully designed 3-bedroom, 2.5-bath home with a loft and versatile flex space—perfect for an office, playroom, or non-conforming bedroom. Located in a highly desirable area within the top-rated St. Johns County school district, this home offers both style and convenience. The open floor plan features a spacious living area filled with natural light, a modern kitchen that flows seamlessly into the dining space, and a private primary suite with a luxurious ensuite bath and walk-in closet. Upstairs, the loft provides a great secondary living or entertainment area. Enjoy Florida living at its best with easy access to premier shops, restaurants, and beautiful beaches just minutes away. Versatile, bright, and ideally located—this home has it all!