Welcome to this beautiful 3 Bedrooms, 2 Bathrooms home in Southside Estates Subdivision. Location is a must! Stop paying rent and gain equity in your new home. Perfect for first-time home buyers or those looking to downsize. New LVP Floors, New Roof 2021, New stainless appliances, New Kitchen cabinets with quartz countertops and backsplash, updated bathrooms, New Windows, Freshly painted interior and exterior. Screened porch connecting to a fenced backyard. Location is a plus, close to Shopping and Dining, Downtown, St. Johns Town Center, UNF, 15 minutes to the Beach. . . ''This property qualifies for special financing known as the Home Run Program. 97% financing, NO PMI at a rate lower than conventional. There are no income limits to qualify, and Buyer does NOT have to be a 1st time buyer. Buyer MUST purchase as a primary home.